|
|
Exchange |
1% |
N/A |
1 |
60 |
✓ KYC Required
✓ Mobile App
✓ Bitcoin Only
Score: 60/100
About ArcadiaB
A Mexican Bitcoin-only exchange providing a simple on-ramp for buying Bitcoin with Mexican Pesos (MXN). ArcadiaB focuses on the Latin American market with SPEI bank transfers and a straightforward buying experience.
Security Features
🔒 2FA🔒 cold storage🔒 KYC verified accounts
Supported Fiat Currencies
MXN
|
|
|
Exchange |
0.02% - 0.10% |
0.04% - 0.10% |
400 |
92 |
Deposits
Free for crypto; bank transfer varies
Withdrawals
0.0005 BTC (network fee)
✓ KYC Required
✓ Mobile App
✗ Bitcoin Only
Score: 92/100
About Binance
The world's largest cryptocurrency exchange by trading volume. Binance offers spot, futures, margin, and P2P trading across hundreds of digital assets. Known for deep liquidity, low fees, and a comprehensive ecosystem including Binance Earn, Launchpad, and the BNB Chain.
Security Features
🔒 Cold storage (SAFU fund)🔒 2FA🔒 address whitelisting🔒 anti-phishing code🔒 withdrawal address management
Supported Fiat Currencies
USDEURGBPAUDCADBRLTRY + 40 more
|
|
|
App |
Spread (1.2-3%) |
Spread (1.2-3%) |
1 |
78 |
Maker Fee
Spread (1.2-3%)
Taker Fee
Spread (1.2-3%)
Deposits
Free (Interac e-Transfer)
Withdrawals
Free (miner fees covered for most transactions)
✓ KYC Required
✓ Mobile App
✓ Bitcoin Only
Score: 78/100
About Bitcoin Well
A Canadian Bitcoin-only platform offering online buying/selling, bill payments, and a network of 250+ Bitcoin ATMs across Canada. Bitcoin Well emphasizes no custody of user funds — all purchases are auto-withdrawn to the user's own wallet. Also offers OTC desk for large trades.
Security Features
🔒 Non-custodial (auto-withdrawal to user wallet)🔒 2FA🔒 regulated by FINTRAC
Supported Fiat Currencies
CADUSD
Detailed Fee Breakdown
Bitcoin Well Pricing Overview (2025)
Bitcoin Well prides itself on clear, transparent pricing with no hidden fees, no account fees, and no withdrawal fees (they even cover on-chain miner fees for many transactions, like recurring buys).
| Category |
Details |
Fee/Spread |
| Online Trading Fees (Spread) |
Applies to instant buys, sells, bill payments, and most online portal transactions. |
Verified Accounts: 1.2% Lite Accounts (limited KYC): 3% |
| Recurring Buys (DCA) |
Automated daily/weekly/monthly purchases directly to your wallet. |
0% added fees (standard 1.2% spread; miner fees covered) |
| ATM Transactions |
Cash vouchers or in-person at 250+ Bitcoin ATMs across Canada. |
Cash funding: ~4% Buy/sell spread: ~3% (higher for convenience/privacy) |
| Withdrawal Fees |
Bitcoin sent directly to your self-custody wallet (on-chain or Lightning). |
$0 (no platform withdrawal fee; optional priority miner fee available) |
| OTC Desk (Bitcoin Well Infinite) |
For high-volume trades ($50,000+ CAD/USD). White-glove service. |
Custom lower rates (negotiated, typically better than 1.2%) |
| Other Fees |
Deposits (Interac, bank transfer), account maintenance, inactivity. |
$0 (no hidden costs) |
Notes:
- All fees are built into the spread (the difference between market price and your execution price)—no separate trading commissions.
- Verified accounts require full KYC for unlimited limits and the lowest rates.
- Pricing applies to both Canada and US users; ATM network primarily in Canada.
- For the absolute latest rates, check bitcoinwell.com/rates.
|
Bitfinex
British Virgin Islands · Est. 2012
|
Exchange |
0.00% - 0.10% |
0.02% - 0.20% |
200 |
80 |
Deposits
Free for crypto; wire $60 min
Withdrawals
0.0004 BTC (network fee)
✓ KYC Required
✓ Mobile App
✗ Bitcoin Only
Score: 80/100
About Bitfinex
One of the oldest and most liquid cryptocurrency exchanges, popular among professional and institutional traders. Bitfinex offers advanced order types, margin funding, OTC trading, and derivatives. Known for deep Bitcoin/USD liquidity.
Security Features
🔒 Cold storage (99.5% of funds)🔒 2FA🔒 withdrawal protection🔒 IP whitelisting🔒 U2F support
Supported Fiat Currencies
USDEURGBPJPYCNH
|
|
|
Exchange |
0.00% - 0.30% |
0.06% - 0.40% |
80 |
85 |
Deposits
Free for crypto; SEPA free, card 5%
Withdrawals
0.0005 BTC (network fee)
✓ KYC Required
✓ Mobile App
✗ Bitcoin Only
Score: 85/100
About Bitstamp
One of the longest-running cryptocurrency exchanges, founded in 2011. Bitstamp is a regulated EU exchange known for reliability, strong compliance, and institutional-grade infrastructure. Popular in Europe for its straightforward interface and fiat on-ramps.
Security Features
🔒 Cold storage (98% of funds)🔒 2FA🔒 PGP encryption🔒 FIDO U2F🔒 real-time anomaly detection
Supported Fiat Currencies
USDEURGBPCHFAUDCAD
|
|
|
Exchange |
N/A |
N/A |
20 |
65 |
Deposits
Free (bank transfer)
✓ KYC Required
✓ Mobile App
✗ Bitcoin Only
Score: 65/100
About Block Earner
An Australian crypto platform offering simple buying and selling of digital assets with a focus on earning yield. Block Earner provides an easy-to-use interface for Australian users with AUD bank transfers and competitive spreads.
Security Features
🔒 2FA🔒 cold storage🔒 AUSTRAC registered
Supported Fiat Currencies
AUD
|
|
|
App |
Spread (1.3-1.6%) |
Spread (1.3-1.6%) |
1 |
76 |
Maker Fee
Spread (1.3-1.6%)
Taker Fee
Spread (1.3-1.6%)
Deposits
Free (Interac e-Transfer)
Withdrawals
Network fee included in spread
✓ KYC Required
✓ Mobile App
✓ Bitcoin Only
Score: 76/100
About Bull Bitcoin
A Canadian Bitcoin-only exchange focused on self-custody. Bull Bitcoin never holds user funds — all purchased Bitcoin is sent directly to the user's wallet. Offers DCA, bill payments in Bitcoin, and a focus on privacy. Popular in Canada for its non-custodial model.
Security Features
🔒 Non-custodial (direct-to-wallet)🔒 2FA🔒 no user funds held on platform
Supported Fiat Currencies
CAD
|
|
|
Exchange |
0.02% - 0.10% |
0.06% - 0.10% |
600 |
85 |
Deposits
Free for crypto; fiat varies by method
Withdrawals
0.0005 BTC (network fee)
✓ KYC Required
✓ Mobile App
✗ Bitcoin Only
Score: 85/100
About Bybit
One of the fastest-growing crypto exchanges globally, originally known for derivatives trading. Bybit now offers comprehensive spot trading, copy trading, NFT marketplace, and a Launchpad for new token offerings. Known for high performance and low latency.
Security Features
🔒 Cold storage🔒 2FA🔒 withdrawal address whitelist🔒 anti-phishing🔒 fund password
Supported Fiat Currencies
USDEURGBPAUDBRL + 15 more
|
|
|
App |
1.50% - 2.20% |
1.50% - 2.20% |
1 |
80 |
Deposits
Free (instant from bank)
Withdrawals
Free to external wallet
✓ KYC Required
✓ Mobile App
✓ Bitcoin Only
Score: 80/100
About Cash App
Square's mobile payment app with integrated Bitcoin buying and selling. Cash App provides a simple interface for purchasing Bitcoin with instant deposits and allows withdrawal to external wallets. Features automatic recurring purchases (DCA) and the ability to receive Bitcoin via Lightning Network.
Security Features
🔒 PIN protection🔒 biometric login🔒 2FA🔒 FDIC insured (USD balance)
Supported Fiat Currencies
USD
|
|
|
Exchange |
0.00% - 0.40% |
0.05% - 0.60% |
260 |
90 |
Deposits
Free for ACH/wire; 3.99% debit card
Withdrawals
Network fee (varies)
✓ KYC Required
✓ Mobile App
✗ Bitcoin Only
Score: 90/100
About Coinbase
The largest US-based cryptocurrency exchange, publicly traded on NASDAQ (COIN). Coinbase offers a beginner-friendly platform alongside the advanced Coinbase Advanced Trade. Known for strong regulatory compliance, institutional custody (Coinbase Prime), and being the custodian for most US spot Bitcoin ETFs.
Security Features
🔒 Cold storage (98% of funds)🔒 FDIC insured USD🔒 2FA🔒 biometric login🔒 vault with time-delayed withdrawals🔒 insurance coverage
Supported Fiat Currencies
USDEURGBPCADAUDSGD + 10 more
|
|
|
Exchange |
0.00% - 0.25% |
0.18% - 0.50% |
350 |
85 |
Deposits
Free for crypto; fiat varies by method
Withdrawals
0.0006 BTC (network fee)
✓ KYC Required
✓ Mobile App
✗ Bitcoin Only
Score: 85/100
About Crypto.com
A comprehensive crypto platform offering an exchange, DeFi wallet, Visa card with crypto cashback rewards, and a broad ecosystem of financial services. Crypto.com has over 100 million users globally and is known for aggressive marketing and sports sponsorships.
Security Features
🔒 Cold storage🔒 2FA🔒 biometric authentication🔒 withdrawal address whitelist🔒 multi-factor authentication🔒 $750M insurance
Supported Fiat Currencies
USDEURGBPAUDCADSGDBRL + 20 more
|
|
|
Exchange |
0.015% - 0.20% |
0.05% - 0.20% |
1,700 |
78 |
Deposits
Free for crypto; fiat varies
Withdrawals
0.001 BTC (network fee)
✓ KYC Required
✓ Mobile App
✗ Bitcoin Only
Score: 78/100
About Gate.io
A comprehensive cryptocurrency exchange offering one of the widest selections of altcoins in the industry. Gate.io provides spot, margin, futures, and options trading along with lending, staking, and an NFT marketplace. Known for early token listings.
Security Features
🔒 Cold storage🔒 2FA🔒 fund password🔒 anti-phishing🔒 login protection
Supported Fiat Currencies
USDEURGBPBRLTRY + 10 more
|
Gemini
United States · Est. 2014
|
Exchange |
0.00% - 0.20% |
0.03% - 0.40% |
150 |
88 |
Deposits
Free for crypto/wire/ACH; 3.49% debit card
Withdrawals
Free (10 free crypto withdrawals/month)
✓ KYC Required
✓ Mobile App
✗ Bitcoin Only
Score: 88/100
About Gemini
A New York-regulated cryptocurrency exchange founded by the Winklevoss twins. Gemini is known for its strong focus on compliance, SOC 2 Type II certification, and institutional-grade security. Offers the Gemini Credit Card, Gemini Earn, and ActiveTrader for advanced users.
Security Features
🔒 Cold storage🔒 SOC 2 Type II certified🔒 2FA🔒 hardware security keys🔒 FDIC insured USD🔒 insurance on hot wallet
Supported Fiat Currencies
USDEURGBPCADAUDHKDSGD
|
Kraken
United States · Est. 2011
|
Exchange |
0.00% - 0.25% |
0.08% - 0.40% |
250 |
90 |
Deposits
Free for crypto/wire; varies for card
Withdrawals
0.00015 BTC (network fee)
✓ KYC Required
✓ Mobile App
✗ Bitcoin Only
Score: 90/100
About Kraken
A top-tier US-based exchange known for security and regulatory compliance. Kraken offers spot, margin, futures, and staking services. One of the few exchanges to have never been hacked. Popular among serious traders for deep liquidity and advanced order types.
Security Features
🔒 Cold storage (95% of funds)🔒 2FA🔒 Global Settings Lock🔒 PGP-signed emails🔒 proof of reserves audits
Supported Fiat Currencies
USDEURGBPCADAUDCHFJPY
|
|
|
Exchange |
0.02% - 0.10% |
0.06% - 0.10% |
800 |
82 |
Deposits
Free for crypto; fiat varies
Withdrawals
0.0005 BTC (network fee)
✓ KYC Required
✓ Mobile App
✗ Bitcoin Only
Score: 82/100
About KuCoin
A global cryptocurrency exchange known as "The People's Exchange." KuCoin offers trading across a wide range of altcoins, futures trading, margin trading, and a lending market. Popular for early listings of emerging tokens and competitive fee structure.
Security Features
🔒 Cold storage🔒 micro-withdrawal whitelist🔒 2FA🔒 trading password🔒 anti-phishing
Supported Fiat Currencies
USDEURGBPAUDCNY + 10 more
|
MEXC
Seychelles · Est. 2018
|
Exchange |
0.00% |
0.02% - 0.05% |
2,000 |
72 |
Deposits
Free for crypto; fiat varies
Withdrawals
0.0005 BTC (network fee)
✓ KYC Required
✓ Mobile App
✗ Bitcoin Only
Score: 72/100
About MEXC
A global cryptocurrency exchange known for listing a massive number of tokens, including many small-cap and meme coins. MEXC offers zero-fee spot trading promotions, futures trading, and ETF products. Popular for early access to emerging tokens.
Security Features
🔒 2FA🔒 anti-phishing code🔒 withdrawal whitelist🔒 fund password
Supported Fiat Currencies
USDEURGBPBRL + 5 more
|
|
|
Exchange |
0.5% |
0.5% |
60 |
70 |
Deposits
Free (Interac e-Transfer)
Withdrawals
0.0005 BTC (network fee)
✓ KYC Required
✓ Mobile App
✗ Bitcoin Only
Score: 70/100
About Netcoins
A Canadian publicly-traded cryptocurrency exchange (CSE: NETC) offering a simple platform for buying and selling crypto. Netcoins is regulated by FINTRAC and known for fast verification, Interac e-Transfer support, and a straightforward interface for Canadian users.
Security Features
🔒 2FA🔒 cold storage🔒 regulated by FINTRAC🔒 PIPEDA compliant
Supported Fiat Currencies
CAD
|
OKX
Seychelles · Est. 2017
|
Exchange |
0.02% - 0.08% |
0.05% - 0.10% |
350 |
88 |
Deposits
Free for crypto; fiat varies
Withdrawals
0.0004 BTC (network fee)
✓ KYC Required
✓ Mobile App
✗ Bitcoin Only
Score: 88/100
About OKX
A leading global cryptocurrency exchange offering spot, derivatives, and DeFi services. OKX is known for its advanced trading tools, copy trading feature, and Web3 wallet. Strong presence in Asian markets with growing global adoption.
Security Features
🔒 Cold storage🔒 2FA🔒 anti-phishing🔒 withdrawal protection🔒 multi-sig
Supported Fiat Currencies
USDEURGBPBRLAUD + 20 more
|
Onramp
BTC
United States · Est. 2022
|
App |
0.75% |
0.75% |
1 |
80 |
Deposits
Free (ACH, wire)
Withdrawals
Network fee only
✓ KYC Required
✓ Mobile App
✓ Bitcoin Only
Score: 80/100
About Onramp
A US-based Bitcoin-only platform offering multisig collaborative custody for individuals and institutions. Onramp combines the benefits of self-custody with institutional-grade security through a 2-of-3 multisig setup where users always maintain key control.
Security Features
🔒 Multisig collaborative custody (2-of-3)🔒 user controls majority of keys🔒 Ledger hardware support
Supported Fiat Currencies
USD
|
|
|
App |
1.50% |
1.50% |
1 |
70 |
Withdrawals
Free to own wallet
✓ KYC Required
✓ Mobile App
✓ Bitcoin Only
Score: 70/100
About Rhino Bitcoin
A Bitcoin-only platform designed for simple recurring purchases and long-term savings. Rhino Bitcoin offers automatic DCA purchases delivered directly to your self-custody wallet, with a focus on education and helping newcomers stack sats consistently.
Security Features
🔒 Non-custodial (auto-withdrawal)🔒 2FA🔒 regulated
Supported Fiat Currencies
USD
|
River
BTC
United States · Est. 2019
|
App |
0.00% - 1.00% |
0.00% - 1.00% |
1 |
90 |
Deposits
Free (ACH, wire)
Withdrawals
Free to Lightning; network fee for on-chain
✓ KYC Required
✓ Mobile App
✓ Bitcoin Only
Score: 90/100
About River
A US-based Bitcoin-only financial institution offering buying, selling, recurring purchases, and managed mining. River is focused exclusively on Bitcoin with features like zero-fee recurring buys, Lightning Network support, and a client advisory team for larger accounts.
Security Features
🔒 Cold storage (multi-sig)🔒 2FA🔒 proof of reserves🔒 regulated by FinCEN🔒 state-licensed money transmitter
Supported Fiat Currencies
USD
|
|
|
App |
0.00% |
0.00% |
20 |
75 |
Withdrawals
Free to external wallet
✓ KYC Required
✓ Mobile App
✗ Bitcoin Only
Score: 75/100
About Robinhood
A popular US-based commission-free trading app that supports Bitcoin and several other cryptocurrencies alongside stocks and ETFs. Robinhood Crypto offers a simple, beginner-friendly interface with no trading commissions, though it uses a spread-based pricing model.
Security Features
🔒 SIPC insurance (securities)🔒 2FA🔒 biometric authentication🔒 cold storage for crypto
Supported Fiat Currencies
USD
|
Strike
BTC
United States · Est. 2020
|
App |
0.39% - 0.99% |
0.39% - 0.99% |
1 |
88 |
Deposits
Free (instant from bank)
Withdrawals
Free to Lightning; network fee for on-chain
✓ KYC Required
✓ Mobile App
✓ Bitcoin Only
Score: 88/100
About Strike
A Bitcoin-focused payments app built on the Lightning Network. Strike offers zero-fee Bitcoin purchases, instant global payments, and the ability to receive your paycheck in Bitcoin. Known for the fastest and cheapest Bitcoin payments, with a focus on savings and DCA.
Security Features
🔒 2FA🔒 biometric login🔒 PIN protection🔒 FDIC insured USD balance
Supported Fiat Currencies
USDEURUSDT
|
|
|
App |
1.00% |
1.00% |
1 |
85 |
Withdrawals
Free auto-withdrawal to own wallet
✓ KYC Required
✓ Mobile App
✓ Bitcoin Only
Score: 85/100
About Swan Bitcoin
A Bitcoin-only platform designed for long-term savers with automatic recurring purchases (DCA). Swan offers Swan IRA for tax-advantaged Bitcoin investing, Swan Private for high-net-worth individuals, and Swan Business for corporate treasury. Focused on education and long-term holding.
Security Features
🔒 Cold storage via Fortress (Bakkt)🔒 2FA🔒 collaborative custody option🔒 regulated
Supported Fiat Currencies
USD
|
|
|
App |
1.00% - 1.50% |
1.00% - 1.50% |
1 |
85 |
Withdrawals
Network fee only
✓ KYC Required
✓ Mobile App
✓ Bitcoin Only
Score: 85/100
About Unchained Capital
A Bitcoin-native financial services company specializing in collaborative multisig custody and Bitcoin-backed loans. Unchained offers a unique key-sharing model where users hold 2 of 3 keys, providing true self-sovereign custody with professional support. Also offers IRA and inheritance services.
Security Features
🔒 Collaborative multisig (2-of-3)🔒 user holds majority keys🔒 no single point of failure🔒 vault with timelocks
Supported Fiat Currencies
USD
|